Hard Money Lenders
813-874-5800 We are a group of local direct private money lenders who lend on all types of Non-Owner Occupied real estate, including Single Family Rental Homes and Portfolios in Florida and the Tampa Bay Area (Tampa, Plant City, Brandon Valrico, Saint Petersburg and Clearwater North to West Pasco). We provide rapid 1st mortgage funding to rental home owners, landlords, vacation property owners, foreign nationals and commercial real estate investors. Our funds can be used for rehab renovation, purchase or hard equity cash out loans on free and clear real properties.
Hard Loan Program Guides
Want to learn more about our private first mortgage notes? We've featured online lending guides for investors Featured Below is and Excellent Video that explains the type of lending we do. Note in Florida we don't use the term trust deed, we refer to them a mortgage notes, or first notes.
Fast closings in as quick as 7 days
Benefits Loan amounts as low as $10,000 and up to $30 million 1st lien Purchase, equity out or renovation loans Single family residences (owner occupied and rentals), income producing multi family, office and business No minimum credit scores. Learn more
Interest Rates, Terms and Fees
No hidden closing cost or transaction fees 10% to 12% rates most loans, $4 million to $30 million as low as 7.99% interest Amortization up to 30 years fixed Interest only payments available on NOO & Commercial Bad credit accepted on all programs Points are 3% to 6%, no upfront processing or junk fees collected Learn more
Real Estate Collateral & Loan To Value
LTV's are based on the lesser of purchase price or as-is appraised value Single Family & Townhomes 60% LTV Rental Portfolios under $500K 60% LTV, over $600K up to 75% considered Condos & mobile homes with land 50% LTV Apartment Complexes Offices Buildings Shopping Centres Other Commercial Income Producing Back To Top